Is Our Economy Affecting Your Home?

Homeowner Options

Short Sale
Short Selling a home benefits the owner if they owe more on their mortgage than the home is worth in today’s current market. Because the Short Sale process can be involved, a third party Real Estate Agent is required by banks to facilitate the short sales process.

Refinance Mortgage
To repay a loan by taking out another loan. In other words to obtain a new mortgage at a reduced rate. Your first mortgage would be paid off with the refinanced mortgage.

Loan Modification
A change to an existing loan involving an interest rate reduction, an extension of the length of the loan, a different kind of loan or a combination of all three.

The legal process in which a person or firm declares inability to pay their debts.

Deed in Lieu of Foreclosure
When a property owner deeds the property back to the bank or mortgage holder in exchange for a release of all mortgage obligations.

The legal process by which an owner’s right to a property is terminated.

Contact Us

If you have questions, or are in a situation where we could be of assistance, please contact us either by phone or email. We are happy to discuss what opportunities are available and what options can be taken. Our Asset Protection Group is comprised of the following:

Robert Roccia, Realtor Associate ABR, CRT, SFR

Travis Newarski, Realtor Associate

Greg Demaras, Broker

Anthony Newarski, Realtor Associate SFR

Call: 732.897.1121

Many homeowners are facing difficult decisions on how to negotiate these challenging times. Selling your home as a SHORT SALE is one option to consider. A trained real estate agent can help navigate this sometimes challenging process. To learn more, please call or email us: 732.897.1121


“When I decided that selling my home the Short Sale route was the best fit for me, Bob Roccia lead me through the process with ease and confidence. I will always be grateful to Bobby for his skill and knowledge in the short sale of my home.”

Will E., Asbury Park, NJ

“Thank you for your diligent work and many hours that you put in working with my mortgage lender to avoid foreclosure on my home. The Short Sale process greatly benefitted me and my family.”

Harry O, Neptune NJ

For 105 years, the Jersey Shore has been home to the John C. Conover Agency. Community roots run deep for us, and we have served and supported several generations of families in their real estate transactions. Since Conover agents live in the communities we serve, the level and degree of customer service is unparalleled due to our knowledge of the communities and the people that live here.